Don’t Let Roofing Damage Become a Financial Burden

At Up Top Roofing, we specialize in helping commercial property owners navigate the insurance process to get their roof repairs or replacements fully covered. We've successfully worked with adjusters and insurance companies on behalf of clients across Colorado, ensuring they receive the maximum benefit available under their policies.

Roof damage—especially on large commercial buildings or multifamily properties—can lead to costly consequences: structural deterioration, interior damage, tenant displacement, and more. That’s why staying up to date on your roof’s condition and your insurance coverage is essential.

What to Do When Your Roof Is Damaged

The first step is immediate assessment and mitigation. If your roof is damaged—particularly from hail or storms—don’t wait. Delays can jeopardize your claim, as insurance companies may attribute further damage to owner neglect.

If you’re experiencing a leak or storm damage, call our office during business hours or request 24/7 emergency service from our team.

Insurance Claim Support That Works

At Up Top Roofing, we don’t just repair roofs—we help get them covered. Our experienced team knows how to evaluate damage, prepare accurate scopes of work, and communicate with insurance providers using the exact language and documentation they require.

We begin with a thorough inspection and produce a detailed report that aligns with how insurers assess damage. This ensures your claim is clearly presented and more likely to be processed without delays or disputes.

We Understand the Fine Print

Insurance policies vary—and understanding the difference can save you thousands.

• ACV (Actual Cash Value) policies cover the depreciated value of your roof, leaving more cost on your shoulders as time goes on.

• RCV (Replacement Cost Value) policies cover full replacement costs after work is completed, provided documentation and inspections are submitted correctly.

Up Top Roofing will guide you through this process, ensuring your policy works for you—not against you.

What If the Insurance Check Isn't Enough?

Often, insurers send an initial ACV payout—even on RCV policies. The rest is only released once the work is complete and verified. That’s where our experience makes the difference.

We match our documentation line-by-line with insurer standards. Our reports include every necessary detail—from insulation to HVAC lifts—ensuring nothing is overlooked and your full RCV value can be recovered.

We Speak the Insurer’s Language

We’ve invested in your success by hiring a licensed insurance specialist to work in-house with our team. This ensures all documentation meets industry standards and your claim is supported by data, not assumptions. Our reports are fully transparent—you receive the same documents we send to your insurer.

Ethical, Accurate, and Transparent

At Up Top Roofing, we don’t overstate damage or cut corners. Our assessments are clear, honest, and supported by photo documentation. Every step of our process is built to protect you—not exploit your claim. Your adjuster reviews and signs off on every detail.

Start with a Free Inspection

If you’ve experienced hail, wind, or water intrusion—or simply want peace of mind—let’s start with a free post-storm roof assessment. We’ll evaluate your roof’s condition, help you understand your insurance coverage, and advise you on the best course of action to protect your building and budget.

Contact Up Top Roofing today for a professional inspection and documented damage report. We’re here to help you get the coverage you deserve.